Any person taking up residence in Switzerland has to take out a valid health insurance within 3 months of their arrival and has to proof it to the local authorities.
Foreign students, researchers, interns, au pairs, PHD, postdocs, assistants, lecturers and more can be choose one of this two solutions :
- Buy a Swiss state health insurance, but the costs are very high : average EUR 140 | USD 200 every month go on www.bonus.ch
- Buy a special student health insurance that is recognized in Switzerland and in the cantons (independent departments | region for only average EUR 50 | USD 80 most popular in Switzerland www.swisscare-intl.com
Why the second is cheaper is very easy to understand. Private plans only covers specific risk groups and students are much better compared a state insurance who include also all risks inclusive the old person which are a bigger risk category.
